Defined Contribution Plans

We also provide a full range of administrative services for profit sharing, cross-tested, age-weighted, target benefit, money purchase and 401(k) plans.  Included in our annual administrative services are: calculation of maximum (overall corporate) deductions, allocation of employer contributions, including “cross-tested” and “age-weighted,” allocations of forfeitures, allocations of investment earnings, compliance testing and corrections (if any) for maximum annual additions, maximum deferral limits, and non-discrimination testing, and calculation of vested balances.  

We provide an allocation report for the employer with a summary of contributions, testing results, and investment summary by participant. We will also prepare the 5500 series forms for Internal Revenue Service and Department of Labor compliance, and preparation of the Summary Annual Report for distribution to participants. Also included are benefit statements for distribution to each participant which indicate his or her status in the plan. IAI maintains complete computer records to accurately reflect the cumulative status of each participant in the plan. 

We work with plans that offer individual participant trust accounts, as well as pooled accounts.

Learn more about defined contribution plans.

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