Independent Actuaries, Inc.

<body bgcolor="#FFFFFF" text="#000000" link="#004000" vlink="#CC9966" alink="#550000"><font face="Verdana"> <p align="center"><img border="0" src="images/banner_home_red.gif" width="525" height="93"><br clear="all"> <center><font size="-2"><a href="main.htm">Home</a>  |  <a href="SERVICES.HTM">Our Services</a>  |  <a href="db_highlight/DBPLANS.HTM">Defined Benefit Pension Plans</a>  |  <a href="pt/web/PTNEWS.HTM">Pension Trends Newsletter</a></font> <br><font size="-2"><a href="aboutus.htm">About Us</a>  |  <a href="links.htm">Links</a>  |  <a href="request.htm">Request Information</a> |  <a href="mailto:webmaster@independentactuaries.com?subject=Feedback from IA Web Site">Contact Webmaster</a></font></center> <p><img SRC="images/PT_WIDGET.GIF" BORDER="0" align="TEXTTOP" width="31" height="19"><b>Welcome</b> <p><font size="-1">We're a firm of consulting actuaries.  As actuaries, our training enables us to deal with a variety of complex business applications involving uncertain future events and the time value of money.  In particular, we specialize in consulting and administrative services for <b>defined benefit pension plans. </b>  </font> <p><img SRC="images/PT_WIDGET.GIF" BORDER="0" align="TEXTTOP" width="31" height="19"><b>We Offer Unique Advantages</b> <p><font size="-1"><b><i>Independent:</i></b>  We do not give investment advice or handle plan assets.  We fully and easily cooperate with those who do.  Our clients are free to select the investments and investment advisors that are best for them without it affecting actuarial or administrative services.</font> <p><font size="-1"><b><i>Skilled:</i></b>  As actuaries, we can perform services that other firms can not or will not.  Our unique training and skills as actuaries allow us to deal with a broad range of complex issues.  In particular, we are one of the few firms specializing in defined benefit retirement plans.</font> <p><font size="-1"><b><i>Experienced: </i></b> Our staff of actuaries has a combined total of over 70 years of experience in the <b>defined benefit</b> and actuarial consulting fields.  Our experience with all types of qualified retirement plans enables up to advise our clients about all their options and to help implement the plan that is best.</font> <p><b><font size="-1"><i>Deep:</i> </font></b><font size="-1"> Our staff includes six actuaries, most of whom are enrolled with the IRS for federal pension certifications.  This depth means that all work is subject to peer review to assure quality and that fulfillment of our clients needs is never dependent on any one single professional.</font> <p><b><font size="-1"><i>Accessible:</i> </font></b><font size="-1"> Our clients deal directly with the actuary who works on their plan or project.  There is no one in between. This provides for the simplest and most direct communication of questions, results and timelines.</font> <p><b><font size="-1"><i>Committed:</i> </font></b><font size="-1"> Because Independent Actuaries, Inc. is employee owned, we have the greatest level of commitment to our clients satisfaction.</font> <p>  <hr> <center><font size="-2"><a href="main.htm">Home</a>  |  <a href="SERVICES.HTM">Our Services</a>  |  <a href="db_highlight/DBPLANS.HTM">Defined Benefit Pension Plans</a>  |  <a href="pt/web/PTNEWS.HTM">Pension Trends Newsletter</a></font> <br><font size="-2"><a href="aboutus.htm">About Us</a>  |  <a href="links.htm">Links</a>  |  <a href="request.htm">Request Information</a> |  <a href="mailto:webmaster@independentactuaries.com?subject=Feedback from IA Web Site">Contact Webmaster</a></font></center> <p><img border=0 hspace=0 vspace=0 width=1 height=1 src="http://counter2.hitslink.com/stats-ns.asp?acct=indact&v=1&s=203"></noscript></font></body>